Here is your scrumptious guide to find collector car insurance and some incredible tips to get cheap car insurance for any collector cars, classic cars or antique cars. Among all types of cars available in the market today, collector car seems to be the hardest to get car insurance because of collector car value is higher than others. This is because collector cars or classic cars are unlike normal cars where we can see on the road everyday. If anything happen to the car it is hard to get the spare parts and mostly can’t be replaced.

Before we tell you how to get cheapest insurance for collector cars, here is the reason you need to know why car insurance for collector cars, old cars, classic cars, or antique cars are so expensive.

• Collector cars are very rare and only a few in the world. The spare parts cost and labour cost to repair the car if any accidents happen is expensive compared to normal car.
• Collector cars are usually old and at least more than 30 years. It is likely to be spoilt compare to new car.
• Special classic car or antique cars that was made before World War II has very high price in terms of antique values, thus it is expensive to insure these cars that is irreplaceable if lost.

Tips to get cheap collector car insurance

Choose an appropriate insurance company that specializes in collector cars or antique cars. Generally, you are required to fill in an auto insurance application form for collector cars. Here you need some skills to fill in the form properly. You will have to state clearly where the car is keep, show the company the car is housed properly in safe garage. This will allow the company considering giving a lower cost for the insurance. Other than that, you can purchase “limited mileage” in your insurance policy which the car usually able to run 1,000 to 10,000 miles in a year.

Although not many car insurance companies willing to insure collector cars but you are still able to look for some companies specialized in collector cars. However, if you are a regular car collectors like what is in Jay Leno car collection there are many insurance companies will love to insure your car. Try to look for the insurance companies that will insure the car with worldwide protection including during shipping and transit. Request for a quote online will be a great place to look for collector car insurance.

Collector car insurance

Tags: auto insurance application form, insurance application

This entry was posted on Friday, August 6th, 2010 at 6:35 pm and is filed under Antiques. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.